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By [http://ezinearticles.com/?expert=Mansi_Aggarwal]Mansi Aggarwal Home equity loan is best-suited option for those who do not want to take large amount of loan and pay heavy interest on that. To a person having his own house, a home equity loan allows the opportunity to borrow money by leveraging their equity. This equity is the amount of money he has invested into owning their home. A home equity loan can be a fixed mortgage or an adjustable mortgage. Home equity loan can be used for debt consolidation, home repairs, medical expenses and childrens education fee. The money can be taken as a lump sum amount or used for revolving the credit. A fixed rate mortgage is ideal for those who wish to plan a monthly budget, work out their expenses accordingly and want to keep their home for several years. On the other hand with adjustable rate mortgages that usually offer lower initial interest rates than fixed rate mortgages, people end up saving a good amount of money in case the interest rates do not fluctuate a lot. The interest on a home equity loan is usually tax deductible which is not in case of other consumer credit loans such as auto loans, credit cards etc. Moreover in home equity loan you have the freedom to use your mortgage in multiple ways. The low interest charges and the tax advantages can actually be benefited from. The three basic uses of home equity loan are- development, consolidating bills and making big purchases. Home equity loan is best for the homeowners who want to renovate their old houses by spending a considerable amount of money on it. Home equity option can also be explored by combining all your high-interest bills into one using home equity. Instead of paying high interest amount on outstanding balances, it is advisable to go with lower home equity loan. The home equity loan is particularly of great use for people who plan to buy big items such as cars, property etc. and want to invest their money in some big ventures. Home equity loan can also assist you financially in case you want to pay medical bills and other educational expenses. But prior to choosing the home equity refinance option there are several things that you must bear in mind. A house is the biggest asset, in fact lifetime asset of an individual. It is very difficult to loose one house and shift to the other. With a home equity loan, you are putting your one of the most cherished and valuable asset at risk. Though a home equity loan is beneficial and preferable way to debt and expense management, some lenders can exploit the borrowers badly. Therefore to avoid any snags later an individual should carefully go through all the terms and conditions. If you lack requisite money to pay the monthly installments, you must not overestimate your income and take a home equity loan on those grounds. At no pint of time should you forget that in case you do not make payments on time, the money-lending organization or person could give you a tough time. So think and discuss before you make a move in the direction of home equity. Mansi aggarwal recommends that you visit [http://www.homeequityloanlowdown.com/news/index.html]Home Equity Loan for more information. Article Source: http://EzineArticles.com/?expert=Mansi_Aggarwal http://EzineArticles.com/?Home-Equity-Loan-News-Guide&id=240369 no money down car loans for people with terrible credit paycheck loans coupon thornton co personal collateral loan cash advance companies

By Tresaca Hamilton Does it seem like the road to creating a successful business is filled with roadblocks? Do you wonder how you ended up off course when you think about your vision for your business when you first started? The road to success can be filled with roadblocks that not only block the view of your vision, but keep you from moving forward. The first step towards success is to start where you are now.Take a good look at your business and evaluate your current results. Do you like what you see? If not, keep reading to find the steps to your success. Perhaps you have been trying to grow your business through networkinglike Charles the Chiropractor. Charles has been attending networking events faithfully since he started his business three years ago. He has made many friends as a result of seeing the same people over and over again at each event. The seminars at some of the events have been educational. Even the food was delicious at a lot of the events. And of course, he has a massive business card collection from the business card exchanges that seem to be required at these events. But when Charles evaluated his return on investment from attending networking events to grow his business; he found that the results were anything but eventful. In fact, the results were nothing like what he desired. Yes, he had many new friends from his efforts, but not many new clients. And the bottom line for Charles business was that the desired end result from investing in networking was to get more clients. Because the only thing that mattered to the bottom line of his business was more profits that would allow him to keep growing the business. To his dismay, Charles discovered that networking was not an easy road to business success, but a roadblock. Charles knew he wasnt getting the results he desired from networking.But he was getting his least desired result which was business failure.The more time and money he invested in networking, the more he headed towards failure.This was inevitable because he kept pouring valuable time and money down the drain on something that was not working for his business. It simply was not profitable for him to keep attending networking events, only to see the same people over and over; and collect the same business cards that would go into the same pile back at his office. Charles was at a loss on how to turn his business around, but he knew he couldnt suffer any more losses from ineffective networking. Once Charles decided to turn his business around, he made some important steps towards success.He stopped attending networking events like he used to and started attending with the intention of achieving his desired result. The first step he made was to focus on the follow up that is integral to networking effectively. He added his networking friends into his database along with the business cards he collected at the networking events. Charles then followed up faithfully with his networking contacts using a profitable postcard newsletter system. As soon as he made a new networking contact, he would immediately follow up with them with a postcard newsletter. After the initial immediate postcard newsletter, all of Charles networking contacts would receive a postcard newsletter from him on a monthly basis. Charles would be sought out at networking events and sometimes introduced as the Constant Contact Chiropractor. He discovered that his networking contacts held onto his postcard newsletters and showed them to others. His response rate for his special offers in the postcard newsletters was extremely higher than any other marketing method he had tried. But the most important results from his new system were that the postcard newsletters increased his referrals, repeat visits, and business bottom line. Charles achieved his desired result and experienced a successful business turnaroundby using a simple but powerful success strategy that involved less effort, time and money than any of his other marketing methods put together. Charles finally found a way to remove his roadblocks to business success with his powerful postcard newsletter system. Now instead of stumbling down the road to success, he is in the fast lane. After all, why walk down the road to success when you can drive? If you are ready to drive, a postcard newsletter is the perfect vehicle to get you there fast. Copyright 2006 Black Unicorn Communications All Rights Reserved Tresaca Hamilton is the CEO ofBlack Unicorn Communicationsand specializes in providing Empowered Marketing Solutions to JumpStart Small Businesses Visit: http://www.blackunicorninc.comto JumpStart Your Business NOWand receive a FREE JumpStart Your Business Toolkit(a $197 value!) Article Source: http://EzineArticles.com/?expert=Tresaca_Hamilton http://EzineArticles.com/?How-To-Boost-Your-Bottom-Line-With-A-Postcard-Newsletter&id=170308 wells fargo platinum credit card cash advance fee missouri legislation-pay day loans personal loans for people with no credit personal loan financing

By Jan Verhoeff Every once in a while an idea comes along that just sweeps you off your feet, down the aisle, and next thing you know youre married to a new concept. Beyond the random jilted at the altar feeling of abandonment when it doesnt work, the vision is wonderful, presenting an ongoing opportunity to just experience success. Blue moon marketing offers a kaleidoscope of opportunities to Brand Your Market and get known in the big bad world of marketing for a specific event or accomplishment. 1. Create an event. Valentines Day evokes thoughts of flower shops, roses, chocolate, and cards ripe with emotion. Cupid must have been a master of marketing to become so well known. The stakes are high, if you dont receive flowers, chocolates, and a card on that day of Love, you must not be loved How sad! If you dont give flowers, chocolates, and a card on that day, you wont be loved for long. Work on emotional appeal. If you can FEEL it, it must be worth your efforts. 2. Give it explosive power. The Forth of July could possibly say Independence without fireworks, but would it have the marketing impact? By trumping your Marketing Event with enthusiasm, you multiply the results with explosive power. Picnics, fishing, sightseeing, and fireworks displays on the Forth of July are all about the enthusiasm and excitement we feel when we celebrate our Independence. If it doesnt excite you, it probably wont benefit your business much. 3. Be generous. That big fat guy in the red suit isnt the only one who gives it all away on Christmas. God sent His Son to start the event off with a Star in the East. Bright lights welcome visitors to the best Grand Openings, and Christmas was no different. God knew He had to announce the arrival of His gift to the World, and He did so with a Star. Give valuable merchandise, information, or products away and get their attention wit bright lights. 4. Announce your Celebration. When you start off a business, or a marriage, you should send announcements. Alert the press, bring in the media, and kick it off with lights and activities. Any time you open a new business, or bring out a new product, create a press release and tell the world about it. Celebrate your accomplishments, and get known instantly for your achievements. 5. Experience the magic. Pat yourself on the back and enjoy the rush of adrenalin that comes from accomplishment. Youve worked hard, youve earned the right to experience the joy and celebrate the magic, so take a moment and bask in the warmth of your accomplishments. Everyone deserves a day off after a great accomplishment. Take a moment and revel in the success of your Blue Moon Marketing Experience. Just dont get stuck there. Blue Moon Marketing is a concept based marketing proposal that bounces great accomplishments into action. Move your business to success with Marketing Tips and Ideas from Bling Bling Marketing. Claim your FREE Subscription at http://mindcontrol.cn 2007 - Jan Verhoeff Article Source: http://EzineArticles.com/?expert=Jan_Verhoeff http://EzineArticles.com/?5-Magical-Steps-to-Blue-Moon-Marketing&id=529037 how do payday loans work secured personal loans pay day loan hagerstown hard money development loans

By [http://ezinearticles.com/?expert=Adam_Jaylin]Adam Jaylin The Nokia 6102i is a foldable phone from the house of Nokia. A sleek look and design makes the 6102i a great have as it also comes with great features and entertainment options. It comes with an integrated camera with video recording facility. you can use the camera to store all the favourite moments of your life. It would ensure, you are never away from your near and dear ones. Another great facet of the camera is the integrated video recording facility. You can store ‘ Moments ‘ of your life. And there cannot be a better feeling than this. The Nokia 6102i comes with a hands free speaker phone. The same allows you flexibility in usage. The phone also comes with Bluetooth technology that allows you to stay connected by ‘Wireless’ methods. Some of the key voice features of the Nokia 6102i are integrated hands free speaker ( as i mentioned earlier), voice dialing and voice commands, voice recorder, speed dial and last number redial, caller ID with photo, call waiting, keypad lock and vibrating alert. Multimedia services include Nokia Xpress audio messaging, multimedia messaging (you can send and receive text, photographs and video files), instant messaging, e-mail (yes, the facility is available on the Nokia 6102i and supports SMTP, POP3 and IMAP4 protocols). The additional camera features of the Nokia 6102i include a dedicated camera key. Such a facility can be really helpful if you want to take a photograph/or want to video capture quickly. The three modes in the camera are standard, portrait and night. The dimensions of the Nokia 6102i are 3.35×1.77x.94 inches and the weight of the phone is 0.21 pounds. The Nokia 6102i is a great machinery to own as it offers you top-notch technology in a nice package. Adam Jaylin is the in house shopping expert at UK OnlineMarket and is an authority on mobile phones. He would bring the latest [http://www.ukonlinemarket.co.uk/mobile/]mobile phones to you through the portal. Article Source: http://EzineArticles.com/?expert=Adam_Jaylin http://EzineArticles.com/?Nokia-6102i—Great-to-Look-At-High-on-Features&id=427327 what is the tax rate claiming 1 exemption on paycheck student loans apply online apply for a business loan online payday select

By [http://ezinearticles.com/?expert=Carrie_Reeder]Carrie Reeder The key to improving credit history after a bankruptcy is rebuilding credit. There are various ways to rebuild credit. These include obtaining a new credit card, line of credit, or automobile loan. Some people believe that bankruptcy makes it impossible to acquire new credit. However, this is not true. In fact, several lenders specialize in offering loan programs to individuals who have recently filed bankruptcy. Getting an auto loan after bankruptcy is a great way to re-establish credit. How Long Should You Wait? There are lenders who are willing to grant an auto loan to you one day after bankruptcy. Of course, you can expect to pay an interest rate a couple of points higher than the current average. A higher interest rate may increase your estimated monthly payments by $50 to $150. If you can afford this increase, obtaining an auto loan is a great way to improve your credit rating. You may have to receive your loan from a sub prime lender. These lenders are willing to negotiate reasonable deals with individuals who have poor credit. Comparing rates offered by online and local auto loan brokers may prove worthwhile. Submit an online application, and within a few hours you will receive a reply from various auto lenders. Compare their offers and rates, and choose the best deal. If you do not want to pay a high interest rate for an auto loan following a bankruptcy, consider other methods for re-establishing credit. Obtaining a credit card is ideal. Credit card rates for individuals who have filed a recent bankruptcy are extremely high. However, if you maintain a low balance and pay off the balance monthly, you will not have to pay large finance fees. If possible, try and obtain at least three new credit cards. After the new credit accounts have been opened for six months to one year, try and obtain an auto loan. By this time, your credit score will have improved. If you have established a good payment history with new creditors, you may be able to obtain an auto loan at a reasonable rate. A good payment history consists of zero missed or late payments. View our recommended bad credit car loan companies here at: [http://www.abcloanguide.com/autoloans.shtml]Recommended Bad Credit Auto Lenders. Carrie Reeder is the owner of [http://www.abcloanguide.com]ABC Loan Guide, an informational website about various types of loans. Article Source: http://EzineArticles.com/?expert=Carrie_Reeder http://EzineArticles.com/?Car-Loans-After-Bankruptcy—How-Long-Do-You-Need-to-Wait-to-Get-Approved?&id=97857 loans online search homes with no credit check required christmas faxless payday loan no credit personal loans

By Michael Bustamante Forensic Studies is a fascinating field of criminal justice, and the field attracts many people to schools that train professionals to solve crimes of all kinds. Students can choose different specializations, such as criminal behavior analysis and psychology, detective, investigation, policy development, corrections, and more. Students are exposed to forensics theories and practices, practical skills of identification, procurement, and presentation of evidence, and criminal and deviant behavior. Forensic Studies programs build on liberal arts courses, and broaden and balance perspectives for solving crimes. Students can obtain Bachelor of Science (BS) degrees in areas of criminal investigations and in apprehension and prosecution of criminals. Forensic education includes the complex studies of criminal law to develop a foundation for professional practice, criminal behavior analysis, crime scene analysis, crime scene investigation (CSI), and laboratory analysis. Master of Science (MS) degrees and advanced BS degrees in Forensic Studies focus on performing research with highly developed skills for investigation and deduction. Graduates of forensic schools are educated in psychology as well as legal issues of crime, and have skills and knowledge that apply to many areas of forensics. Forensic professionals will find positions in law enforcement or with prosecuting attorneys, and in juvenile and adult corrections and mental health. If you would like to learn more about the fascinating and intriguing field of forensics, we invite you to visit our website where you will find Forensic Studies and Online Forensic Studies, as well as other programs of study. DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on SchoolsGalore.com. Copyright 2007 - All rights reserved by Media Positive Communications, Inc. Notice: Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active. Michael Bustamante is a staff writer for Media Positive Communications, Inc. in association with SchoolsGalore.com. Find Forensic Schools, Colleges, Universities, Vocational Schools, and Online Schools at SchoolsGalore.com, your educational resource to locate schools. Article Source: http://EzineArticles.com/?expert=Michael_Bustamante http://EzineArticles.com/?Forensic-Studies&id=494695 military loans payday money magazine personal loans how to apply for an sba loan personal loans for all types of credit

By Caleb Osborne What in the world could I have possibly learned about Christianity from “That 70’s Show”? I’m sure that’s what everyone is thinking right about now. Well today I was watching it and the episode was about the family going to church and generally their take on religion. The kids didn’t want to go and the mom wanted them to because she kept having these dreams about how if she wasn’t a “Good Christian” and taking her kids to church God wasn’t going to let her into heaven. The dad didn’t like going to church because it was boring and he didn’t see any point to it. The daughter kept hitting on the youth pastor and overall it was a pretty funny show…but I digress. What it taught me was that people need to know what being a Christian really means to us and to God! What do you think would have been the kids reaction to going to church if they realized that they didn’t have to go? Do you think they would of wanted to go because they wanted to get to know the God that sent his son Jesus to die on the Cross for their sins? Do you think the mom’s life would of been a lot less stressful if she realized she wasn’t responsible for the fate of herself and her family? That she could of gotten into heaven the way she imagined by just accepting God’s gift of salvation by faith? And the daughter that kept flirting with the youth pastor? Well, she probably wouldn’t have been looking to satisfy her need for intimacy with so many different people when she realized how much God loved her and desired her companionship. It’s amazing how much it would help the lives of these people on “That 70’s Show” if they realized who they were and who God is. Would it change your life if you knew these things? God created you and me and loves us very much (Genesis 1:1). He gave us all life and deserves our love and gratitude. But we chose to disobey Him and al of us has failed to do what is right (Romans 3:23). We may not be as sinful as that guy down the street or we may be even worse than him or anyone else we know; but either way we are ALL guilty before God (1 John 1:8). God is a perfect, completely good, and always just. Because of this He can’t overlook the fact that we have all sinned. The Bible says, “The wages of sin is death” (Romans 6:23). The fair punishment we deserve for our rebellion against God is death. Jesus, the only Son of God, came to earth and lived a perfect sinless life–he was completely innocent. He received the punishment that we deserved when he was crucified on the cross, he took it all upon himself–the death sentence that should of been ours. (Romans 5:8) But he did not remain dead, after three days he rose from the grave and later ascended into heaven. And he will return one day. Jesus died for you. You can be saved by asking Him for forgiveness from your sins. If you are willing to repent of your sin, He is waiting to forgive you. It doesn’t matter what you have done in the past, if you cry out to Jesus for forgiveness, He won’t reject you. The word “repent” literally means “to turn away from.” You need to look at your life, admit that you are a sinner, genuinely desire to turn your back on that sin, and ask Him to forgive you. If you do this, He promises to forgive you. True Christianity is not about attending a particular church, or trying to make your behavior fit some model of how a Christian should act. Being a Christian means that you have a personal relationship with Jesus Christ, that He is your Savior. Jesus is always present. He can hear you now if you ask Him for forgiveness. If you want to pray and ask Jesus to be your Savior, you can say a prayer something like this: “Jesus, I know that I am a sinner. The truth is that I have sinned by my choice, and I am responsible for it. I know that the fair punishment for my sin is death. Jesus, I believe that You died in my place. Forgive me for my sin. I am relying totally on You because I know that I can do nothing to fix my situation. I repent. Come into my life, take away my sin, and give me the life that you’ve promised me.” If you have prayed this, YOU ARE SAVED! You are now completely forgiven, a new creation, holy and blameless in the eyes of God. If you messed up here and there, don’t worry, the words are not what’s important–they are just simply our faith being expressed through prayer. Congratulations and welcome to the family of God! Caleb Osborne - All Rights reserved Caleb Osborne, a native of Virginia, is an up and coming author who has just completed publishing his first book–Christ Through Me. He is now in the process of working on other projects and running his website at http://www.ChristThroughMe.com where he has a FREE email newsletter that all are encouraged to sign up for. -=-=-==-=-=-=-==-=-=-=-=-=-=-=-=-=-=-=- “Who Else Wants to Experience The Abundant, Care-free Life of Being a Better Christian Day In and Day Out and Experiencing the Guiltless Joy of Living Life Without Limits or Having to Worry About Following a Bunch of Uptight Rules?”Click Here> http://www.ChristThroughMe.com/CTMbook.html -=-=-==-=-=-=-==-=-=-=-=-=-=-=-=-=-=-=- ** Attn Ezine editors / Site owners / everyone **Feel free to reprint this article in its entiretyin your ezine or on your site so long as you leaveall links in place, do not modify the content andinclude our resource box as listed above. 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By Lee Dobbins Congratulations youve gotten engaged! This is a great time in your life and should be enjoyed, but after the fun and excitement of showing off the ring, youve got some real work to do. Getting engaged means planning a wedding and weddings are work. You can make this a bit easier by either hiring a wedding planner or eloping but either way you have some work on your own cut out for you. First, of course you must set a date. What season do you prefer to get married in? Are you picturing a off the shoulder gown or long sleeved? If your gown is very important to you, this might dictate the season. If you are planning a large wedding be prepared to wait a year or more before being able to get the accommodations you want. Once you have a date or time of year in mind, you need to coordinate the reception hall with the church to make sure they will both be available to you at the right times. Is the church more important or the hall? Whichever comes top on your list will be the place to call first. Find out what dates they have available in the month of your choice and work the other from there. Sometimes you may have to go back and forth to get a perfect day / time combination. Once you have the date and reception hall worked out, make sure you find out what type of marriage training your clergyman will require. Some churches require special classes and you need to make sure you will be available to attend some time prior to the wedding day. Ok, well that doesnt sound so hard, does it? Thats just the tip of the iceburg! Now you must set about finding a dress, bridesmaid gowns, invitations, cake, photographer, planning the meals and choosing the guest list and seating. Of course, you will be working very closely with your parents and future in-laws and this is where the real headaches can begin. If your parents are paying for the wedding, they may feel like they want some control over the event. What you want and what they want may be 2 different things. This is your big day and you should have everything you want, however if your gigantic wedding is only possible due to funding by your parents than you may need to compromise on some accounts. Take your parents aside at the beginning and discuss in detail what you want let them know what is important to you and see if you can work out a way to make everyone happy. Almost every future bride gets frustrated at times with the wedding planning, you want your day to be perfect and every little thing can seem a lot more important than it actually is. When you feel things start to get out of control, just remember what is really important the you and your fiance and families enjoy good health and happiness. With that in mind your day is bound to be perfect no matter what little things go wrong! Lee Dobbins writes for many online ezines. Visit Engagement Guide for more tips on engagements and weddings Article Source: http://EzineArticles.com/?expert=Lee_Dobbins http://EzineArticles.com/?So-Youre-Engaged,-Now-What?&id=90297 cash advance bothell wa paycheck calculations unsecured bad credit lenders arkansas payday loan industry

By Michele Schermerhorn Marketing is the key to success with any business, online or traditional. You can have a website or business location. You can have a great product. However, if no one has heard about your business or your product, you have NOTHING! Marketing is everything you do to promote yourself and your business. Without an aggressive marketing effort, your website is just one of EIGHT BILLION listed on Google. Without an aggressive marketing effort, your store better have a location next to Walmart and hope for their overflow. How do you stand out from the crowd? There are seven (lets call them) commandments for your marketing efforts. Keep these in mind and you are well on your way to creating an effective marketing machine. Remember, there is only one way to score the effectiveness of your marketing efforts SALES! Commandment #1. Use a Rifle NOT a Shotgun Rifles leave a neat, clean hole where you point them. Shotguns scatter shot in the general direction you point them. Most failed marketing efforts are born in a scattered marketing message aimed at the world. Lets say you were trying to sell a snowboard. To effectively sell a snowboard to a fifteen year old requires an entirely different conversation than selling the same item to his mother. Therefore, commandment #1 directs us to segment our possible customers into different groups who share common concerns. If your product could be sold to a fifteen year old or a 40 year old, youd better decide who you are going to focus your marketing efforts upon for the greatest success. Commandment #2. KNOW Thy Customer Like Thyself Following commandment #1, we selected a targeted group of people for our marketing message. Now, we MUST understand that targeted market as well as we know ourselves. We must crawl within their mindset. We must understand what they think about our product, what they want from our product, and the alternatives they have to our product. Customers buy for their reasons, not yours. If you want to sell them your product, you MUST sell to their concerns, not your own. Every piece of marketing copy must FOCUS upon them. If you dont speak their language, you dont get their money. Commandment #3. Be PASSIONATE About Your Company & Your Product Attitude is infectious. If we are around upset people, we begin to take on that attitude ourselves. If we are with positive people, the same phenomenon occurs. Most people like to associate with enthusiastic people. And, most of us like passionate people. If you arent passionate about your company and your product, why should anyone else be?Commandment #3 means to show passion for your product by speaking and writing about it with enthusiasm. Talk about what your product can help people accomplish in their lives. If you cant work up enthusiasm for your own product or business, find another business or product. Commandment #4. Accept the fact that NO wont kill you In the process of running a business and selling a product, you will hear no more frequently than you hear yes (if youre doing it right). What? By doing it right, we mean you are TRYING things. Some work. Some dont. Whenever you think of a new marketing approach, remember, the worst that can happen is they say no. So, try it! This is not a matter of life or death. This is a great experiment! It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change. - Charles Darwin Commandment #5. Wear a CLOWN SUIT! Its hard to ignore! The cheapest and easiest marketing in the world is free advertising. How do you get free advertising? Wear a clown suit! Do something OUTRAGEOUS! Become news worthy. How? When Ben & Jerrys Ice Cream first tried to expand to a nation-wide operation, it had trouble finding distributors. They determined the problem was that Pillsbury put out the word to all distributors not to work with Ben & Jerrys. Pillsburys edict effectively blocked Ben & Jerrys from the services of the national distributors. What to do? Put on a clown suit! Ben & Jerrys set up a one-man picket line outside Pillsbury headquarters. The picket sign read Whos the Doughboy afraid of? The result? National-wide FREE publicity on television and newspapers. Publicity they couldnt afford to buy. In order to differentiate yourself from the crowd of competitors, you MUST be DIFFERENT! Design your own clown suit and wear it proudly! Commandment #6. NEVER Give Up! Albert Einstein said, Many of life’s failures are people who did not realize how close they were to success when they gave up. In marketing, everything you do moves you forward. If one campaign fails, you are that much closer to the one destined to succeed. Watch others. Learn from others. Learn from your own mistakes. BUT KEEP GOING! Commandment #7. Always Be Closing Always be closing is often referred to as the ABCs of sales. However, it also applies to marketing. The objective of marketing is to increase sales. Not to inform, educate, or entertain. I repeat: The objective of marketing is to increase sales. Therefore, this last commandment directs us to write all marketing copy with the sale in mind. Only information that moves a potential customer toward a sale is allowed in our marketing copy. How do we know what should stay and what should go in our marketing materials? Read through it asking yourself one question So what? Another way of stating so what? is asking why should the customer care? Youve been in business since 1972. So what? Your product folds flat. So what? Youre a family owned business. So what? The alternative? We have been in business since 1972 so youll always know where to find us. Since we are a family-owned business, youre always talking to an owner who can answer your questions and solve your problems. Our product folds flat to save you valuable office space when not in use. See the difference? Now youre talking about the customers issues, not yours. There you have my seven commandments of marketing based upon 33 years of business experience. Commandment is defined as A formal pronouncement or rule. Keep in mind and put into practice these seven commandments of marketing. When you do, your marketing efforts will result in the only true value of marketing increased sales! Michele Schermerhorn has over 30 years experience in the business world and over 12 years running her own successful online businesses. She is President of Online Business Institute Inc. (http://www.obinstitute.com) and regularly conducts free online seminars. Online Business Institute Inc. exists to Create Successful Online Business Owners One Person At A Time. 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By Rebekah Spicer Holidays are a time to spend with family and people you love. Unfortunately, while most people are gathering for family feasts, parties, and kisses under the mistle-toe, some singles will be sitting all alone at home. These are the people who have no close family, and no one to share the holiday season with. Are you going to be sitting alone this Christmas Eve? Are you looking for a special someone to bring in the New Year with? Perhaps now is the time to take another look at online dating and give it a try! How do you do this? First, find a good quality online dating site. Check out the different websites listed on review sites where members can rate dating websites. Take a visit to each of the websites and sign up for the free trial period (usually anywhere from 3 days to 2 weeks). During this time, you will be able to evaluate whether or not you think that dating service is right for you. After you have chosen a quality dating site, create your profile. Be sure to be honest, and give details about yourself. Stay away from trite phrases, and make yourself shine. For example, instead of saying: “I am a musician,” say “I play the piano and especially enjoy playing the classics such as Bach and Beethoven in my spare time.” Your profile is your way of allowing potential dates to get to know who you are. Add a good, crisp, clear, attractive photo of yourself. No glamour shots, just a great picture. Get candid shots–pictures of you participating in your favorite hobby, hanging out with your friends, at work. . .let them speak about you! Remember, your photographs are the first impression someone will get of you. Then, you are ready to meet people. Most dating sites have thousands of members. New members sign up on a daily basis. You should have no shortage of interesting people to chat with–and perhaps form a relationship with. Don’t limit yourself to one person right away; get to know a few people. Try not to set too many geographical limits either. Remember, true love may be a few states away–if one of you is willing to move, distance really shouldn’t be an issue. This year, as you set up the tree and go shopping for gifts, you will have reason not to be discouraged about your singleness. Next year may be the year that you too are happily kissing the love of your life under the mistletoe. Rebekah Spicer is a relationship expert and helps manage the popular website http://www.Christian-online-dating-guide.com. Article Source: http://EzineArticles.com/?expert=Rebekah_Spicer http://EzineArticles.com/?Lonely-This-Holiday-Season?-Try-Online-Dating!&id=107179 fast cash massachusetts cash america car title loans auto loans with no credit check no credit check apartment renting in chicago